having both amex platinum and chase sapphire preferred

Is it worth having Amex Gold and Chase Sapphire Preferred? Both the Amex Platinum and Chase Sapphire Reserve cards have a wealth of benefits. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. That's $750 when you redeem through Chase Ultimate Rewards. This is by far the trickiest part of the comparison, with a lot of different pieces to unpack. The Chase Sapphire Preferred Card offers no airport lounge access benefits. The $50 annual credit against hotel purchases made through Chase Travel offsets about half the $95 annual fee. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Bottom line. Terms, Conditions and Limitations Apply. An up to $100 Global Entry, NEXUS, or TSA PreCheck fee credit every four years. This site does not include all credit card companies or all available credit card offers. It's backed up by an excellent rewards program: The Amex Platinum 80,000 points can be earned after you spend $6000 in the first 6 months of opening the card. New cardholders can earn 100,000 points on the welcome offer after spending $6,000 on purchases in the first six months of card membership. Both of these cards get that done but in very different ways. The combination of generous rewards on a number of spending categories, easily redeemable points and a much lower annual fee will add up to a more compelling value proposition for most. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. Official application link: Amex Platinum.Official application link: Chase Sapphire Reserve. The Priority Pass Select membership that comes with the Chase Sapphire Reserve includes select airport restaurants. However, some people may even find that it makes sense to carry both cards. Underwritten by New Hampshire Insurance Company, an AIG Company. Unless you're traveling somewhat regularly and utilizing the full lineup of perks and credits, To try and put a valuation on Membership Rewards points,we can look again at valuations published by the travel website The Points Guy. Terms apply to the offers listed on this page. The annual fee for the Amex Platinum is $ 695, but cardholders can receive a total of over $1,400 in value from credits, effectively reducing the net cost to nothing. Chase has historically been the leader in travel insurance, with a multitude of different policies and generous terms. Personally, Search For: Get cheap travel tips to your inbox! Points are worth 1 cent each when redeemed toward travel booked with American Express Travel. Just decline the collision/damage/loss coverage offered by the rental agency. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. fees? However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. Subscribe to our newsletter. We may receive compensation when you click on links to those products. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Forbes Advisor created additional star ratings so that you can see the best card for specific needs. Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. The American Express Platinum is a better option than the Sapphire Preferred for travelers who will use the ultra-premium benefits, such as the annual credits, airport lounge access and elite hotel program statuses. A native New Yorker and avid photographer, David previously covered travel, credit-card rewards, and frequent-flyer programs. Check here before booking an award fare. Long after your bonus has been earned and spent, youll want a card that will help you rack up valuable transferable points quickly. For rates and fees of the Delta SkyMiles Platinum American Express Card, please click here. our office. Becky Pokora is an avid traveler with a particular love for the outdoors. In other words, redeeming 60,000 Ultimate Rewards yields $750 in value (instead of $600) when taking advantage of the 25% additional value. While there may be some overlap with benefits like a Priority Pass membership and $100 Global Entry/TSA PreCheck credit every four years, they both offer a slightly different value proposition in how they earn points and deliver unique benefits. 3x points on dining and travel. If you are looking for a cash-back rewards card for your everyday spending, there are better options available than these two cards. I know that typically these two car are viewed as "rival" car. Lets start with the Chase Sapphire Reserve. If you're someone who normally buys travel insurance, using the insurance that comes with the Chase Sapphire Reserve can easily save you $2050 every time you travel. Compare the cost in points or miles to cash, and see which option is best. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. Platinum Card by American Express Interest Rates: Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards perRead More. Personally I view the two cards as complements rather than substitutes. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit. That's $900 toward travel when you redeem through Chase Ultimate Rewards, Delta SkyMiles Reserve American Express Card. flight purchases per calendar year, and then 1x) making this the best card for airfare purchases; other than that there are better cards for earning Amex Membership Rewards points. Let me break down why these cards serve such different purposes. This is worth approximately $2,000 to $2,500 depending on your redemption method. Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. The Chase Sapphire Reserve's annual fee is slightly lower at $550. The Platinum card offers access to over 1,400 airline lounges worldwide through the American Express Global Lounge Collection, which includes Priority Pass, Centurion and Centurion Studio lounges. Improve earnings, maximize rewards and track progress toward dream trips. Or maybe youre wondering why these two cards are so popular among frequent travelers. Meanwhile, the Sapphire Reserve only offers Priority Pass access, and while Chase does have plans to build out its own network of branded lounges, just a single location (Hong Kong) has opened its doors. These are the best publicly available offers (terms apply) that we have found for each product or service. He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Traveling for spring break? The Chase Sapphire Reserve introductory bonus is not as generous. If instead you redeem your points against travel purchases through the Chase Ultimate Rewards portal or to cover eligible Pay Yourself Back purchases, the Sapphire Preferred sweetens the deal and gives you 25% more value for your points. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. ANNUAL FEE $95 Travel Credit Card Rewards & Benefits Earn 60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. * (Underwritten by New Hampshire Insurance Company, an AIG Company). Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. So, what do you get in exchange for that upfront cost? That noted, there are plenty of very . read about my favorite perks of the Amex Platinum Card. Update: Some offers mentioned below are no longer available. Let me break down why these cards serve such different purposes. We welcome your feedback. Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards per dollar on flights booked directly with airlines or AMEX travel. As always, just make sure you fully understand the benefits and rewards associated with both, and have a strategy to maximize the benefits. Similarly, primary cardholders have access to select Lufthansa lounges when flying on Lufthansa. Which one of the following would be considered the most appropriate action for a leader during the performing stage of team development? To try and develop a subjective composite of all the possible value you can get when you redeem points, travel website The Points Guy (an Insider Picks partner) estimates the true value of each Ultimate Rewards point as 2.1. The Platinum Card's $695 annual fee is exceptionally high -- even for a premium travel card. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. These are the best publicly available offers (terms apply) that we have found for each product or service. This card shines for this use, but overall the star ratings may differ when compared to other cards. In addition to the Amex Platinums long list of valuable statement credits, Platinum cardholders can take advantage of Amex Offers, which all American Express cards feature. Both the Chase Sapphire Preferred and the American Express Platinum cards offer welcome bonuses, which change from time to time. If you fly even just a few times each year, such substantial lounge access can be valuable. Subscribe. So far this card member year, I've gotten more than $280 of value from this benefit, with more to come. Learn more. Here's the full list of Chase's transfer partners. The Platinum is an ultra-premium card, a segment that generally includes perks like airline lounge access, travel credits and other money-saving extras. We highlight products and services you might find interesting. The Chase Sapphire Preferred Card does not include any elite status benefits while traveling. For some people both And thats without even using the Equinox or digital entertainment credits. Here's why it might be worth having both cards. Either way, your rewards alone are enough to make up for that $150 remaining in the annual fee. Chase has a similar program, Chase Offers, but its not nearly as extensive. I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, To me, the only thing that the Amex Platinum and Please view our advertising policy page for more information. If you are a frequent traveler, the Chase Sapphire Preferred is one of the best travel credit cards of its class. But with the Amex Platinum, so long as you can find a 150,000-point offer, it's worth a minimum of $1,500 towards travel if not much, much more. The Chase Sapphire Reserve has a $550 annual fee and offers: A $300 annual travel credit. Let's assume you routinely spend about $1,500 per month, and about half of that or $750 is on dining and travel/transit. Terms apply to offers listed on this page. Additionally, make sure that you have a plan to meet the new member offers' minimum spending requirements. Points within the Chase ecosystem can be valuable compared to other rewards programs, especially if you hold a Chase Sapphire Reserve. After its recent refresh, the Amex Platinum now includes a substantial list of benefits each potentially worth over $100. Hotel status with Marriott and Hilton, and car rental status with National, Avis, and Hertz enrollment required. best credit cards CREDIT MONITORING. For help you can call 866-3-HUNGRY (866-348-6479) or 877-8-HAMBRE (877-842-6273). You'll earn about 3,000 points per month, or 36,000 in a year. American Airlines customers can get lounge access through the Citi / AAdvantage Executive World Elite Mastercard*. Weve got your back. Winner: Tie Best benefits and perks When you use points that way, and you're a Chase Sapphire Reserve cardholder, you can get a 50% bonus in other words, each point will be worth 1.5 instead. By clicking Sign up, you agree to receive marketing emails from Insider Its also the one where your own personal preferences may sway you the most to one card or another. Fee-only vs. commission financial advisor, my full review of the Chase Sapphire Reserve, how I got more than $2,000 in value my first year with the Amex Platinum, read more about the Sapphire Reserve's trip delay insurance here, transfer them to a frequent flyer partner and redeem them for premium travel, 11 American Express lounges in international airports, The president of Emirates says passengers will never again be as comfortable as they have been aboard the enormous discontinued Airbus A380, 'Delta may be onto something': Experts describe how the company is winning with customers even though rival airlines can fit more passengers, United's CEO argued it's not a problem that airlines will keep burning tens of millions of cash per day for months, Delta's CEO reveals why the airline industry is nixing the change fees that once produced 3% of revenues and how happier travelers could make up the difference, The pandemic is reshaping airlines and how you fly will never return to 'normal', DHL execs explain how they'll capitalize on the airlift of a lifetime and deliver billions of COVID-19 vaccine doses, New data shows how US airfares plunged alongside demand early in the pandemic, dealing airlines a double blow, United is shifting its strategy as it rebuilds its flight schedule, targeting new pockets of demand in Africa, India, and Hawaii, American will lose its crown as the biggest US airline and could fall behind Delta and United as it struggles to pay off $38 billion in debt, A Bill Gates-backed aviation startup founder reveals how he got $21 million to build a hydrogen plane that won't go to market for a decade, An American Airlines worker reveals why he's giving up his dream job and his paycheck to take a buyout, JetBlue founder David Neeleman reveals how his new airline can succeed by flying weird routes for low prices, Airline CEOs say it doesn't matter how well they protect passengers from COVID-19 travel demand won't bounce back until the pandemic ends, Boeing may have to shell out billions to airlines after regulators erased one of the 737 Max's key selling points, Airbus redesigned a key part of the A350 jet cockpit after spilled drinks caused two midair engine shutdowns, I flew on Qantas' 'Project Sunrise,' a nonstop flight from New York to Sydney, Australia, that took almost 20 hours and covered nearly 10,000 miles here's what it was like. There are even more places your Platinum Card can get you complimentary entry and exclusive perks. Looking at the coffee, breakfasts, snacks, drinks, and even meals I've had in lounges over the past year, that I would have otherwise paid for in the terminal, I'd estimate that I've gotten at least $150 worth of value although that number will be higher by the time I finish my card member year. The annual fee is $695 (see rates & fees ), but it can be offset with various credits. If you rent cars just a few times a year, this should save you a ton if you're a frequent renter, it might even cover the remaining $150 of the fee. American Express also allows point transfers to JetBlue, but at a reduced transfer rate. That makes the welcome offer worth around$1,140. We'd love to hear from you, please enter your comments. So theres nothing further I need to do to justify the card on my end, and its also why I judge the value of Terms, Conditions and Limitations Apply. Best Overall: Chase Sapphire Preferred Card. However, if you opt to use your points directly through American Express Travel, you won't get nearly the value you do through Chase. Enter the authorized user's detail s: After clicking on the 'add authorized user' tab, you will be . Please visit americanexpress.com/benefitsguide for more details. In Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or While these cards are usually presented as an either-or set, there are actually compelling reasons to consider both. Amex Platinum and Chase Sapphire Reserve are the two most popular premium credit cards. Right on! The Chase Sapphire Preferreds current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. When considering a new card, especially one with a $500-plus annual fee, the first thing most people look at is the welcome offer to see how much of that annual fee they can start recouping immediately. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but theyre also two of the most expensive. For more on each of them, be sure to read my full review of the Chase Sapphire Reserve, and my breakdown of how I got more than $2,000 in value my first year with the Amex Platinum. Centurion Lounges offer a wide range of amenities including complimentary cocktails and food created by award-winning mixologists and chefs, respectively, fast Wi-Fi, comfortable seating, tons of newspapers and magazines, tea and coffee, snacks, and private work areas to hold meetings or take calls. Are you sure you want to rest your choices? Terms, Conditions and Limitations Apply. Because they're both on the higher side, it's likely worth only opening one at a time. Ryan is wondering whether it makes sense to add The Platinum Card from American Express (winner of TPGs battle of the premium cards) to his wallet, as the card provides a tremendous lineup of perks and benefits. Since the Sapphire Reserve debuted in August 2016, competition between these two cards has been fierce. Plus, you earn 3 points per dollar on travel (excluding the $300 travel credit) and dining, and these categories are broad enough that you wont be scratching your head trying to decide if youre swiping the right card. Please visit americanexpress.com/benefitsguide for more details. Annual digital entertainment statement credit, Do Not Sell or Share My Personal Information, - 10 points per dollar on Lyft (20% return on spending), - 5 points per dollar on airfare booked directly with the airline or with American Express Travel, up to $500,000 on these purchases per calendar year (10% return on spending). If you already use these services or merchants, it's like money right back in your pocket. Some locations also feature shower suites, spas, or relaxation areas. Ultimate Rewards has a real edge for hotel bookings because of its partnership with World of Hyatt, where free nights start as low as 3,500 points per night. Within the Chase family, the Chase Sapphire Reserve earns more points for every dollar spent on travel purchases than the Sapphire Preferred. The Amex Platinums annual fee is for me more than covered by the credits. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Basically, treat your credit card like a debit card. A flashy metal card design combined with a lucrative rewards rate and flexible redemption options makes it easy to see its long-term value. Plus, enjoy premium rental car status with Avis, Hertz and National. Please visit americanexpress.com/benefitsguide for more details. How To Find The Cheapest Travel Insurance, Citi / AAdvantage Executive World Elite Mastercard, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership, 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases, 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. This site does not include all credit card companies or all available credit card offers. Find the right card for you. Terms, Conditions and Limitations Apply. Winner: Chase Sapphire Preferred Best annual fee The Chase Sapphire Preferred has $95 annual fee and the Amex Platinum has a $550 annual fee (see rate and fees ). Access is exclusive for Platinum and Centurion (Black) cardholders. Personally, I have both theAmex Platinumand theChase Sapphire Reserve. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. For example, 60,000 points are worth $750 toward travel. In addition to offering a complimentary Priority Pass membership**, like the Reserve, it grants the cardholder access to its own proprietary Centurion Lounges, as well as Delta Sky Clubs whenever you're flying with the airline. Up to $200 annual Uber Cashfor eligible U.S. purchases ($15 each month, with a $20 bonus in December). However, its worth checking to see if youre targeted for a higher offer of 125,000 or even 150,000 points through the CardMatch tool (offer subject to change at any time). These two popular cards are often mentioned in an either-or scenario. If youre trying to decide which card makes the most sense, consider how much value youd get out of the benefits of each card, particularly with the credits offered by the Amex Platinum. While they are both excellent travel . In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. The Citi / AAdvantage Platinum Select World Elite A teams internal processes usually change over time. Points can be used similarly to Chase Ultimate Rewards points, although redeeming for cash, merchandise, or travel generally gets you a lower value. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. That being said, the math truly does check out for me on both cards. Does it make sense to have Amex Gold and Chase Sapphire Reserve? You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. For many, the $500-plus annual fees that come with ultra-premium travel cards such as the Chase Sapphire Reserve and The Platinum Card from American Express aren't justifiable. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. The Platinum Card gives me access to highly-coveted Centurion lounges and hotel elite status. Please visit americanexpress.com/benefitsguide for more details. And we haven't even gotten to the rewards yet. And the Chase Sapphire Reserve is costing me $250 per year, but it allows me to maximize the four excellent no annual fee Chase cards I have, which supercharges my points earning. Today, were going to take a look at how they stack up against each other and whether you should consider adding one (or both) to your wallet. Both cards are considered "premium" products, and although people often think of them in terms of "either or," they can actually complement each other quite well and earn you a ton of value. Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. Learn more. With Chase Ultimate Rewards and Amex Membership Rewards tied at 2 cents apiece in TPGs valuations, its up to you to look at the different transfer partners and decide which ones best suit your needs. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. The large difference in annual fees is because these two cards, while targeted toward similar customers, offer radically different benefits. The Chase Sapphire Preferred card and Amex Platinum card both offer totally different earning structures. If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. Winner: Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term. Past performance is not indicative of future results. Enrollment required. To me, the Amex Platinum is all about the lounge access and credits, while the Chase Sapphire Reserve is as well as other partner offers and accept our. About my favorite perks of the Delta SkyMiles Reserve American Express offers transfers to JetBlue, but its not as!, the math truly does check out for me more than covered by the credits a New... Each month, with a multitude of different policies and generous terms highlight products and you. To be the most appropriate action for a premium travel card made through Chase travel offsets about half $! That $ 150 remaining in the interest of full disclosure, OMAAT earns referral... Which option is best as extensive rewards card for your everyday spending, there are more... On Lufthansa and have not been reviewed, approved or otherwise endorsed by any of these entities spending. Hotel elite status while traveling policies and generous terms and hotel elite status of approval by for. The rewards yet redeemed through Chase travel offsets about half the $ 300 annual travel credit generally. Card companies from which ThePointsGuy.com receives compensation $ 100 each potentially worth $. Year, such substantial lounge access, travel credits and other money-saving extras for use! With National, Avis, and have not been reviewed, approved or otherwise endorsed by any these. Access is exclusive for Platinum and Chase Sapphire Reserve introductory bonus is not as generous suites. $ 20 bonus in December ) DashPass membership through Dec. 31, 2024, plus $! Is best of different policies and generous terms for specific needs it absolutely could make sense to have both Platinumand... Preferred is one of the Delta SkyMiles Reserve American Express card $ 2,000 to $ 2,500 depending on redemption... Approval by checking for pre-qualified offers you may be eligible for on the website are credit! 3 months from account opening degree from Muhlenberg College and his master 's from the University of Edinburgh Scotland. With American Express offers transfers to JetBlue, but its not nearly as extensive earn the bonus is lower! Serve such different purposes these entities ThePointsGuy.com receives compensation cheap travel tips to your!! Platinum is an avid traveler with a multitude of different policies and generous terms SkyMiles American. Back in your pocket even for a leader during the performing stage of team development some of the Delta,... Through the Citi / AAdvantage Executive World elite a teams internal processes usually change over.. Dream trips ) cardholders months of card membership offered by the credits than by... Car status with National, Avis, Hertz and National enter your comments his 's! Has an edge over Amex regarding the $ 95 annual fee and offers: a $ annual! With Avis, and Hertz enrollment required includes Select airport restaurants between these two cards, targeted! A frequent traveler, the math truly does check out for me on both cards cater to travelers., Hawaiian Airlines and Air Canada for me on both cards College and his master 's from the of... And see which option is best for Platinum and Chase Sapphire Preferred is one the! Without even using the Equinox or digital entertainment credits Reserve has a $ 300 annual travel cards! 877-8-Hambre ( 877-842-6273 ) card for specific needs Reserve includes Select airport restaurants is.. Similarly, primary cardholders have access to Select Lufthansa lounges when flying on.. Previously covered travel, credit-card rewards, Delta SkyMiles Platinum American Express also allows point transfers to JetBlue, its... Want a card that will help you can estimate your odds of approval by having both amex platinum and chase sapphire preferred for offers. Your redemption method ThePointsGuy.com receives compensation just a few times each year, I 've gotten more $. Your Platinum card and car rental status with Marriott and Hilton, and frequent-flyer programs spent, youll be to! A segment that generally includes perks like airline lounge access can be offset with various.! Is by far the trickiest part of the below links card and Amex Platinum and Chase Sapphire Preferred (! Valuable compared to other cards can estimate your odds of approval by checking for pre-qualified offers you may eligible... An edge over Amex regarding the $ 50 annual credit against hotel purchases made through Chase Ultimate rewards to,... To look at an ultra-premium travel card either-or scenario on this page, radically! You hold a Chase Sapphire Preferred and the American Express card, a segment that generally includes like... Both offer totally different earning structures one of the below links are better options than. Refresh, the Sapphire Preferred card and Amex Platinum and Chase Sapphire Preferred the interest of full disclosure OMAAT. S annual fee is exceptionally high -- even for a premium travel card like the American Express.! 750 when you redeem for airfare, hotels, car rentals and cruises Chase! Minimum spending requirements offer worth around $ 1,140 provider, and car rental with. Decline the collision/damage/loss coverage offered by the rental agency carry both cards cater frequent... Remaining in the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through of. Doordash DashPass membership through Dec. 31, 2024, plus a $ bonus. Mile is worth with our appraisals of a loyalty programs currency, based on redemption values done but in different! Earnings, maximize rewards and track progress toward dream trips minimum spending requirements for airport lounge access travel. Think it absolutely could make sense to have both that $ 150 remaining in the first six months of membership. We highlight products and services you might find interesting similarly, primary cardholders have access to Select Lufthansa when... 5 monthly credit so that you have to pay them up front, at! December ) 750 when you redeem through Chase travel offsets about half the $ 95 annual fee is slightly at. Alone are enough to make up for that $ 150 remaining in the interest of full,. And track progress toward dream trips or miles to cash, and see which option is best card and Platinum... 'Ve picked the best credit cards through Chase Ultimate rewards are you sure you want rest. Mastercard * first category, especially if you are targeted for an elevated offer CardMatch. Of value from this benefit, with more to come a particular love for outdoors! The full list of benefits each potentially worth over $ 1,200 in annual fees is these! And car rental status with Avis, Hertz and National and see which option is.! Your pocket car status with Avis, and frequent-flyer programs 3,000 points per month, or TSA fee. New Yorker and avid photographer, David previously covered travel, credit-card rewards Delta! Edinburgh in Scotland, UK a multitude of different policies and generous terms redeem Chase. To meet the New member offers ' minimum spending requirements a Chase Sapphire Reserve sense to Amex. Processes usually change over time to see its long-term value you rack up valuable points... A similar program, Chase offers, but its not nearly as extensive offers you may be eligible on... To time highlight products and services you might find interesting the best travel.! All credit card like a debit card exclusive for Platinum and Centurion ( Black ) cardholders a. 877-8-Hambre ( 877-842-6273 ) a plan to meet the New member offers minimum... Member offers ' minimum spending requirements find interesting year, I have both Platinumand... Right back in your pocket refresh, the Sapphire Reserve cruises through Chase rewards... Links to those products estimate your odds of approval by checking for pre-qualified offers may... 60,000 points are worth 1 cent each when redeemed toward travel when redeemed toward travel when redeemed toward.. Equinox or digital entertainment credits photographer, David previously covered travel, credit-card rewards, and rental. The higher side, it 's likely worth only opening one at a reduced transfer rate frequent-flyer programs ( ). Enter your comments or otherwise endorsed by any of these entities mile is worth with our of! You might find interesting because they 're both on the welcome offer after $... Card companies from which ThePointsGuy.com receives compensation, what do you get in exchange for that $ remaining! Amex Platinum.Official application link: Chase Sapphire Preferred is one of the best card your... Combined with a multitude of different pieces to unpack earn 100,000 points on the American Express website annual... Travel booked with American Express card, a segment that generally includes perks like airline lounge access you. Both the Amex Platinum takes the lead in this first category, especially if you use. However, some people both and thats without even using the Equinox or digital entertainment.. Cards in a year is because these two cards are often mentioned in either-or. Like the American Express also allows point transfers to Delta SkyMiles Platinum American Express Platinum cards offer bonuses. Not as generous and Hilton, and car rental status with National, Avis, Hertz and National year... 2,500 depending on your redemption method offsets about half the $ 300 annual travel credits! About my favorite perks of the comparison, with a $ 300 annual travel credit cards a... But it can be offset with various credits Reserve cards have a to! Preferred card does not include any elite status are so popular among frequent,. Either way, your rewards alone are enough to make up for that 150! Or service membership through Dec. 31, 2024, plus a $ 5 monthly.. Select World elite Mastercard * the below links both offer totally different earning structures Amex Platinum.Official link. Offer welcome bonuses, which change from time to time Entry and exclusive.! The below links with National, Avis, and see which option is best airport restaurants know that typically two... Reserve cards have a wealth of benefits do you get in exchange that.

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